Senior Care’s Emerging Threats – A Point of View Paper from McGowan

Share Your Thoughts: Facebooktwitterlinkedin

The following is republished in-part by permission of Mcgowan Program Administrators (MPA). Learn more and download this paper in its entirety at the McGowan Programs website.

Firestorm leadership is pleased to collaborate on this and like programs with industry leaders such as McGowan.

McGowan Program Administrators (MPA) is America’s leading writer of innovative insurance programs. MPA is a Managing General Underwriter and Program Manager. MPA designs, administers and markets highly-specialized programs of insurance. Learn more about McGowan at  |  phone: 440-333-6300

Establishing Safeguards

With so many people expected to begin residing in Senior Care facilities, it’s important for brokers who partner with senior care establishments to ensure that these places have the coverages in place to protect the most vulnerable people.

Unfortunately, accidents can and will happen. When this occurs, senior care facilities must have the safeguards in place to guarantee operations continue unabated. From risks that range from deadly weapon/active shooters to problems with Medicare billings to cyber/data breach liability, it’s crucial for senior care facility to establish robust safeguards when the unexpected strikes.

Learn more and download this paper in its entirety


Emerging Threats in Senior Care - White Paper As people enter into their golden  years, they should be able to put aside the myriad risks that have been threatening them their entire life.  This is a time for making joyful new memories and reflecting on those thoughts of a life well-lived. Unfortunately, senior care facilities and the elderly individuals who reside there are facing new risks that have the potential to jeopardize both the financial security these residents have spent a lifetime building as well as their personal safety. From cyber attacks and data breaches at senior living communities to the emerging threat of incidents involving deadly weapons and/or an active shooter, the sad fact is that retirees need enhanced protections now more than ever.

Although it’s virtually impossible to predict every potential disaster or catastrophe, there are several preventative measures that senior care facilities can implement to reduce the immediate impact and eventual fallout from a data breach or an intruder with a deadly weapon. No one wants to consider the worst-case scenario, but it’s necessary to truly protect the senior care facility and its residents.

“The risks facing senior care facilities, and their residents, grow and change every day.  Implementing appropriate mitigation and prevention strategies, along with financial protection, is essential.  In today’s world, there are risk management and insurance tools that can substantially decrease everyone’s exposure.  Use of these tools are good corporate governance, and a best practice.”

-Harry Rhulen (CEO/Founder of Firestorm, National Crisis Expert)

View the full infograph at

View the full infographic at Mcgowan Programs

Deadly Weapon/ Active Shooter Incidents

Lately, the news has been awash with horrific stories of mass shootings in schools, hospitals and even senior  care facilities. While it may seem highly unlikely for this type of tragedy to occur, administrators and managers at  healthcare facilities should not wait for the unfortunate to happen before they implement the appropriate prevention and response measures.

According to A Study of Active Shooter Incidents in the United States between 2000 and 2013, published by the Department of Justice and the FBI,  160 active shooter incidents occurred  in the U.S. between 2000 and 2013. These attacks are increasing in frequency, jumping an average of  16.4 per year over the last seven years, while they averaged 6.4 per year in  the first seven years of the survey.

Of these incidents, 70 percent happened  in commercial/business environment in  40 of the 50 states and the District of Columbia. Unfortunately, 60% of the incidents ended before police could arrive at the scene, leading to a total of 1,043 casualties (victims killed and wounded). Further, businesses are the primary  spot for an attacker to strike, and with  such a large contingent of these shooters randomly choosing their target, the unfortunate fact is that senior care facilities can easily end up in the cross-hairs. Learn more and download this paper in its entirety

Share Your Thoughts: Facebooktwitterlinkedin