Litigation and Liability: A Guide to Active Shooter Insurance in 90 Seconds – Part 3

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Active shooter incidents continue to take place year after year. Due to the heightened number of incidents, liability and litigation costs have increased as well.

Litigation following the San Bernardino shootings has increased to $58 billion against the county. Other incidents include:

  • Munchbar Shootings: $3.7 million in losses have been paid
  • Virginia Tech: $11 million paid to victims and families of victims
  • Washington School Shooting: $1.2 million
  • Cinemark: $700,000 in defense costs over four years

Organizations have a duty to keep their patrons, students and employees safe within their property. Learn more about Active Shooter Insurance through McGowan Program Administrators. In this video, the third of the series, Paul Marshall, Managing Director of McGowan Active Shooter Program, reviews Litigation and Liability with viewers.

Watch previous videos in this series:

Active Shooter Insurance – Part 2: Coverage Awareness – In 90 Seconds

Active Shooter Insurance: Key Coverages – In 90 Seconds

About McGowan Program Administrators:

McGowan Program Administrators (MPA) is America’s leading writer of innovative insurance programs. MPA is a Managing General Underwriter and Program Manager. MPA designs, administers and markets highly-specialized programs of insurance. These programs are available exclusively through MPA. They are offered on “A” Rated, Admitted Paper and are available in all 50 states.

As early as the mid-1950s, MPA recognized the power of specialization and began writing commercial affinity business. Since that time, and catapulted by the Federal Liability Risk Retention Act of 1986, MPA transformed from a large regional retailer into one of the country’s first Program Managers. For the past six decades, they have dedicated themselves to program business. Their philosophy has always been to deliver products to their brokers which allow them to distinguish themselves from their competition, from both a pricing and coverage perspective. At the same time, MPA has delivered extraordinary long-term profitability to their carriers. Satisfying the dual objectives of their brokers and carriers has made MPA an extremely-stable platform, which is a rare commodity in the insurance industry.

MPA is one of The McGowan Companies (TMC); a family-controlled, conglomerate of insurance and financial service companies.

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